This is the link to HartLaine Frames on FB. These are beautiful, one of a kind picture frames. You can custom order also. There are different sizes, colors, designs, themes and shapes. Very affordable too!
www.facebook.com/HartLaine
Thursday, February 17, 2011
Thursday, February 10, 2011
Snow & Ice in N.AL, No School,...
Snow is covering the roads and grass here in North Alabama today. Wherever there's not snow on the roads, there is Ice. Most schools are closed and I understand why, many roads are closed and even Redstone Arsenal is closed - Whoa! So everybody stay Safe & warm @ home today. There's more than 25 accidents right now that the police can't even get to. I sure hope the school systems don't take another day away from the kids spring break. What do you do on days like this when you're snowed/iced in? Did you get your milk & bread? ;) Any good kids craft & activity ideas? Please share your thoughts, Post your comments!
Wednesday, February 9, 2011
Swanky Stitch FB Page - Awesome Giveaways Contest
Saturday, February 5, 2011
10 Ways to Be Creative in order to purchase a Home in Today's Market
Not only must the buyer be creative, but the seller, the realtor, and lender as well.
Nowadays, with tighter restrictions on lending, all involved parties have to become Creative!
And Creative interprets into thinking 'outside of the box', maybe non-traditional, to assist the real estate transaction. Ask a real estate professional about your options and find out all the information before making a decision.
Here are 10 ways to be Creative and help out:
1) Do a Lease-Purchase.
2) Early Occupancy Agreement
3) Seller Lease Back after closing until future possession date.
4) Co-Signor on the Mortgage.
5) Any involved party to 'buy the rate down.'
6) Owner Financing.
7) Gift Funds from a family member.
8) Government Grant Program
9) First Right of Refusal
10) Seller contributions toward closing costs.
Nowadays, with tighter restrictions on lending, all involved parties have to become Creative!
And Creative interprets into thinking 'outside of the box', maybe non-traditional, to assist the real estate transaction. Ask a real estate professional about your options and find out all the information before making a decision.
Here are 10 ways to be Creative and help out:
1) Do a Lease-Purchase.
2) Early Occupancy Agreement
3) Seller Lease Back after closing until future possession date.
4) Co-Signor on the Mortgage.
5) Any involved party to 'buy the rate down.'
6) Owner Financing.
7) Gift Funds from a family member.
8) Government Grant Program
9) First Right of Refusal
10) Seller contributions toward closing costs.
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